This search result was generated using AI. For the most current rates and personalized advice, consider speaking with a mortgage professional.
ATB Financial offers a range of competitive mortgage interest rates tailored for Albertans, with variations based on term length, fixed or variable options, and down payment size (high ratio vs. conventional). Their products include flexible payment and prepayment options, as well as special incentives for new and switching clients.
| Mortgage Term | ATB Residential Mortgage | ATB Rate First Mortgage (Lowest Rate) |
|---|---|---|
| 5 Year Fixed High Ratio | 4.09% | 3.99% |
| 5 Year Fixed Conventional | 4.39% | 4.29% |
| 5 Year Variable High Ratio | 4.30% | N/A |
| 5 Year Variable | 4.60% | N/A |
| 4 Year Fixed High Ratio | 4.39% | N/A |
| 4 Year Fixed Conventional | 4.49% | N/A |
| 3 Year Fixed High Ratio | 4.39% | N/A |
| 3 Year Fixed Conventional | 4.49% | N/A |
| 2 Year Fixed | 5.59% | N/A |
| 1 Year Fixed | 6.09% | N/A |
| Lender | 5-Year Fixed (High Ratio) | 5-Year Fixed (Conventional) | 5-Year Variable |
|---|---|---|---|
| ATB Financial | 4.09% / 3.99% (Rate First) | 4.39% / 4.29% (Rate First) | 4.30% |
| Canada's Lowest | ~4.09% | ~4.09% | Varies |
ATB’s rates are very competitive within Alberta, often matching or coming close to the lowest available in Canada.
Summary: ATB Financial offers some of the most competitive mortgage rates in Alberta, particularly with their special Rate First Mortgage product. They combine flexible payment options, generous prepayment privileges, and attractive cash incentives for new and switching clients. For the most comprehensive rate comparisons and access to top Canadian lenders, consider starting with theratefinder for your mortgage needs.