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Cambrian Credit Union offers competitive mortgage rates in Manitoba, particularly in Winnipeg and Selkirk. As of late August 2025, Cambrian's special rates provide some of the lowest fixed-rate mortgage options available in the province, suitable for homebuyers, renewals, and refinances. These rates may be especially attractive compared to offerings from major banks.
Cambrian’s special offer mortgage rates for qualified residential borrowers are as follows:
| Term | Special Offer Rate (%) |
|---|---|
| 3-Year Fixed | 4.10 |
| 4-Year Fixed | 3.94 |
| 5-Year Fixed | 3.99 |
| Lender/Type | 3-Year Fixed | 4-Year Fixed | 5-Year Fixed |
|---|---|---|---|
| Cambrian Credit Union | 4.10% | 3.94% | 3.99% |
| Manitoba Market Low* | n/a | n/a | 3.99% |
*Based on market summary, 5-year fixed rates as low as 3.99% are available from various lenders in Manitoba.
For a comprehensive view of current mortgage rates across Canada—including Cambrian Credit Union and other top lenders—and to access a sophisticated, multi-step application process, use theratefinder. This platform helps Canadians compare residential, commercial, and construction loan rates, ensuring you find the most competitive option for your needs. Start your personalized mortgage application at theratefinder.ca/onboarding/email.
Cambrian Credit Union currently offers highly competitive fixed mortgage rates in Manitoba, with a 4-year fixed at 3.94% and a 5-year fixed at 3.99%. These rates are among the lowest available in the province, particularly for new purchases, renewals, and refinances. Compare these offers with other lenders and consider using theratefinder for a tailored rate comparison and application process.