This search result was generated using AI. For the most current rates and personalized advice, consider speaking with a mortgage professional.
Interior Savings Credit Union is a well-established credit union serving British Columbia, particularly the Okanagan and Thompson regions. They offer a range of mortgage products, including fixed and variable rate options, cashback mortgages, and specialized loans for unique property types. Their rates and product structure are designed to provide flexibility and value for BC residents.
As of July 2025, the most recent published rates for Interior Savings Credit Union are not listed directly in the search results. However, historical data and general market trends for BC credit unions provide a strong indication of their competitive positioning.
| Term | Rate |
|---|---|
| 1-Year Fixed | 7.24% |
| 2-Year Fixed | 6.79% |
| 3-Year Fixed | 6.79% |
| 4-Year Fixed | 6.39% |
These rates are from a previous period and likely higher than today's rates, as BC credit unions have generally trended downward through 2024 and 2025.
To provide context, here are current rates from another major BC credit union (Beem), which typically align closely with Interior Savings:
| Term | 25-Year Fixed | 30-Year Fixed |
|---|---|---|
| 1-Year Fixed | 5.64% | 5.74% |
| 2-Year Fixed | 4.79% | 4.89% |
| 3-Year Fixed | 4.39% | 4.49% |
| 4-Year Fixed | 4.49% | 4.59% |
| 5-Year Fixed | 4.54% | 4.64% |
| 5-Year Variable | Prime - 0.45% (4.50%) |
Interior Savings rates are expected to be similar, but it's essential to confirm directly with the branch for the latest offers and promotions.
| Lender | 5-Year Fixed | 5-Year Variable | Cashback Option | Regional Focus |
|---|---|---|---|---|
| Interior Savings | ~4.5–5.0%* | ~4.5%* | Yes (5% cash) | Okanagan/Thompson, BC |
| Beem Credit Union | 4.54% | 4.50% | Yes | British Columbia |
| National Bank | 4.99% | 4.99% | No | Canada-wide |
Estimated based on recent BC market data. Always verify current rates directly.
To get started and find the best mortgage for your needs, visit theratefinder.ca/onboarding for a personalized solution.
Interior Savings Credit Union offers competitive mortgage rates and unique products like cashback mortgages, tailored for BC residents. Their rates are in line with other leading credit unions in the province, and they provide flexible terms and specialized financing options. For the most accurate and up-to-date rates, compare offers using theratefinder and consult with an Interior Savings mortgage advisor.